Account Type Interest Rate APY*
Individual Now Account 0.75% 0.75%
  
Frontier 50 Account 0.75% 0.75%

*Variable rate accounts - the interest rate and Annual Percentage Yield (APY) may change after the account is opened. Fees could reduce earnings. Rates are effective as of 10/10/08.
**$100 minimum deposit required to open account.

  • No minimum balance.
  • No monthly service charge for the life of the account.
  • Unlimited check writing.
  • Free Checks (standard checks).

Additional Products Available:

  • Visa Check / ATM Card (no annual fee).
    • Free ATM usage worldwide.
    • 5 ¢ rebate each time you use card at a point of sale.
  • Visa Credit Card.**
  • Free Internet Banking.
  • Free Web Bill Pay.
  • Overdraft Line of Credit (no annual fee).**

* $100 Minimum opening deposit required.
** With approved credit.


  • Variable interest rate.

  • No minimum balance.

  • No monthly service charge for the life of the account.

  • Unlimited check writing.

Additional Products Available:

  • Visa Check / ATM Card (no annual fee).
    • Free ATM usage worldwide.
    • 5 ¢ rebate each time you use card at a point of sale.
  • Visa Credit Card.**
  • Free Internet Banking.
  • Free Web Bill Pay.
  • Overdraft Line of Credit (no annual fee).**

* $100 Minimum opening deposit required.
** With approved credit.


  • Free interest bearing checking.
    • No minimum balance.
    • No monthly service charge.
    • Unlimited check writing.
    • Free checks (standard checks).
    • Variable interest rate.
  • Free Traveler's Checks.
  • Free Cashier Checks.
  • Free Domestic Wire Transfers.
  • Free Notary Service.
  • Other Benefits:
    • Monthly meetings.
    • Monthly newsletter.
    • Special events.
    • Seminars.
    • Day and extended trips.
    • Competitive CD rates.
    • $15 credit on a safe deposit box.

Additional Products Available:

  • Visa Check / ATM Card (no annual fee).

    • Free ATM usage worldwide.

    • 5 ¢ rebate each time you use card at a point of sale.

  • Visa Credit Card.**

  • Free Internet Banking.

  • Free Web Bill Pay.

  • Overdraft Line of Credit (no annual fee).**

* $100 Minimum opening deposit required.
** With approved credit..


  • No minimum balance.
  • No monthly service charge for the life of the account.
  • No per check charge.
  • Unlimited check writing.
  • FREE P.A.W. checks for the life of the account.
  • Special P.A.W. checkbook cover that holds your pet's picture.
  • FREE Internet Banking.

* $100 Minimum opening deposit required.

Additional Products Available:

  • Visa Check / ATM Card (no annual fee).
  • Personalized P.A.W. design on Visa Check / ATM Card
  • Visa Credit Card.
  • Mortgage Loans.
  • FREE Web Bill Pay.
  • Overdraft Line of Credit (no annual fee).

  • You will receive a special "Pet Care Pack" when you open your P.A.W. Checking Account.
  • New Frontier Bank will donate $25 to the local Humane Society for each P.A.W. Checking Account that is opened.
  • You will become a member of the P.A.W. Club and receive special mailings and offers for you and your pet, including:
    • Vet Day at New Frontier Bank
    • Pet Portrait Day at New Frontier Bank
    • Special periodic newsletters
    • Special coupons and offers for your pet