4 easy requirements to earn
the e-Power rate of
5.26% APY*
 Paid on balances less than $50,000
  1. Use the convenient Debit Card
    Make purchases without writing checks using our FREE Visa® Debit Card.  Simply have 12 or more debit card purchases posted within the monthly qualification cycle**.
  2. Include automatic payment/direct deposit
    During each monthly qualification cycle**, have either 1 automatic payment (like your mortgage or utility bill) or have 1 direct deposit.
  3. Get an Electronic Statement
    Each month, we will send you an email to tell you your next account statement is ready to view online.  You must have a valid email address so you can receive the notification.
  4. Access Online Banking
    Each monthly qualification cycle**, simply log into Online Banking at least 1 time to check your account.

If you meet the requirements, you receive:

  • e-Power rate of 5.26% APY* - Paid on balances less than $50,000
  • Tier 2 rate of 5.26% to 2.80% APY* - Paid on the portion of the balance $50,000 and above.  The APY* depends on the balance in the account.  The APY* range for this tier assumes a minimum balance of $50,000 and a maximum balance of $100,000.

What happens if the requirements are not satisfied during a qualification cycle**?

  • Non-Qualifying rate of 0.76% APY*- Paid on entire balance.
  • ATM fees will always be reimbursed!
  • Don't worry, you can start over next month and work toward meeting the requirements!

  • Always Free.
  • No minimum balance.
  • No monthly service charge for the life of the account.
  • Unlimited check writing.
  • Free Internet Banking.
  • Free Web Bill Pay.
  • Free ATM's worldwide.

Stop by today to sign up for this exciting new account! 

In-State accounts only.

* Annual percentage yields are accurate as of 06/02/2008. Interest rates and APY's are subject to change after the account is opened.  $100 Minimum opening deposit required.  Available for personal accounts only.
** "Qualification Cycle" means a period beginning 1 business day prior to the current statement through 1 business day prior to the close of the current statement.  If monthly requirements are not met, we will pay not less that the non-qualifying rate on your account.